Terms and Conditions

Last updated: November 30, 2025

1. Introduction

Welcome to Funditzone. These Terms and Conditions ("Terms") govern your use of our fintech platform that enables individuals, charities, and companies to raise funds for specific needs or causes. By accessing or using Funditzone, you agree to be bound by these Terms.

Funditzone is a for-profit fintech platform that connects people who require financial assistance with supporters willing to contribute, and we facilitate secure and efficient collection of these funds.

2. Acceptance of Terms

By creating an account, accessing, or using our platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use our platform.

3. Eligibility

To use Funditzone, you must:

  • Be at least 18 years of age or the age of majority in your jurisdiction
  • Have the legal capacity to enter into binding agreements
  • Provide accurate and complete information when creating an account
  • Comply with all applicable laws and regulations

4. Account Registration

When you create an account, you agree to:

  • Provide accurate, current, and complete information
  • Maintain and update your information to keep it accurate
  • Maintain the security of your account credentials
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

5. Fundraising Campaigns

As a fundraiser, you agree to:

  • Use funds raised for the stated purpose of your campaign
  • Provide accurate information about your fundraising needs or cause
  • Comply with all applicable laws and regulations regarding fundraising
  • Not engage in fraudulent, misleading, or illegal activities
  • Be responsible for any taxes or fees associated with funds raised

6. Contributions and Payments

When making contributions:

  • All contributions are final and non-refundable unless required by law
  • You authorize us to process payments through our secure payment processors
  • You are responsible for ensuring you have sufficient funds for your contribution
  • We reserve the right to refuse or cancel any transaction
  • All transactions are subject to verification and may be declined for security reasons

7. Platform Fees

Funditzone charges platform fees for the services we provide. These fees are clearly disclosed before you create a campaign or make a contribution. Fees may vary based on the type of campaign and payment method used.

8. Prohibited Activities

You agree not to:

  • Use the platform for any illegal purpose or in violation of any laws
  • Create fraudulent or misleading fundraising campaigns
  • Impersonate any person or entity
  • Interfere with or disrupt the platform's operation
  • Attempt to gain unauthorized access to any part of the platform
  • Use automated systems to access the platform without permission
  • Harass, abuse, or harm other users

9. Intellectual Property

All content on the Funditzone platform, including text, graphics, logos, and software, is the property of Funditzone or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

10. Disclaimers

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. WE DO NOT GUARANTEE THAT THE PLATFORM WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE. WE ARE NOT RESPONSIBLE FOR THE ACCURACY OF INFORMATION PROVIDED BY FUNDRAISERS OR THE USE OF FUNDS RAISED.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FUNDITZONE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE PLATFORM.

12. Indemnification

You agree to indemnify and hold harmless Funditzone, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the platform or violation of these Terms.

13. Termination

We reserve the right to suspend or terminate your account at any time for violation of these Terms or for any other reason we deem necessary. You may also terminate your account at any time by contacting us.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes via email or through the platform. Your continued use of the platform after changes are posted constitutes acceptance of the modified Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

16. Contact Information

If you have any questions about these Terms, please contact us through our contact page.

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